A quick guide to Critical Illness Cover, Life Cover and Income protection, do you have any and is it enough?

Life can be a bit of a lottery, you just never know what is around the corner.
The financial consequences of unemployment, accident or illness could be quite disastrous to most least alone a home owner. Should a heart attack, stroke, disability or cancer or any other serious illness be diagnosed how would this really affect you and those who matter to you.
How will the mortgage and associated costs be paid?

THE FACTS:- (Source DSS)

• Around 500 people become unemployed and 2,900 start claiming State Benefits each day in the UK.
• 60% of unemployed men and 45% of unemployed women will be out of work for 6 months.
• 1 in 3 people aged between 25 and 34 have experienced unemployment for a period in excess of 1 month.
• Every adult in Britain is 5 times more likely to suffer a serious disability than die before the age of 60.
• 1,800,000 people in Britain are already disabled and have been unable to work for 12 months or more.
• We quite naturally insure most of our possessions yet what insures the money that pays to maintain the mortgage and provide for the many other obligations should income cease due to unemployment, accident or illness.
• You may already have mortgage protection in some form but what does it really cover and are you paying too much?
• Mortgage Protection comes in various forms and can therefore be designed to suit individual needs.
• Cover is also available for the Self employed Partners in Business and Company Directors. It may even work out better value protecting your commitments this way than by employing the often very expensive insurance protection policies offered by Lenders and Credit Card companies.

IF YOU'RE LOOKING FOR MORE INFORMATION ON MORTGAGE PROTECTION,
FILL OUT OUR QUICK ENQUIRY FORM OR CALL FREE ON 0800 6522781